you either gotta qt your own stuff or buy it qt'ed which will cost more. it probably should cost even more than it does, but i frequently find fish that are pretty affordable even qt'ed. i was going to get an indo regal angel qted for $190 + shipping which seems like a heck of a deal, but if you look hard you can find the fish cheaper than that, but then you gotta get it disease free and get it eating..
hybrid ttm is really pretty easy. if your dt is disease free you can just use that water from water changes as that's the main cost invovled. it is a bit more time consuming, though